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Our team of Mortgage Brokers will help you make an informed decision and save yourself a whole lot of cashola. For a full list of reasons why refinancing your mortgage might just work for you, read on…
Refinancing your mortgage may enable you to take advantage of lower interest rates. Not only will this decrease the size of your monthly repayment, this will also increase the rate at which you can build equity in your home.
As interest rates fall, many of us find us with more funds available to make additional mortgage repayments however, this isn’t always allowed. Refinancing your loan can enable you to reduce the loan term and pay off your debt sooner.
As interest rates change, switching from a fixed rate home loan to a flexible rate loan (or vice versa) may serve you and your family better. Refinancing your loan may enable you to make the switch.
Looking for some extra cash to fund home renovations or fund your child’s education? Perhaps you might like to unlock some of the equity available in your home? Our refinancing experts can help.
By refinancing your home loan you can take advantage of the opportunity to consolidate your debts under the one loan. This might make it easier to manage your finances.
The advice in this article is of general nature. At Edge FP we have a team of very experienced mortgage brokers who can assist you with any loan or lending queries. Contact us today!
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Important information and disclaimer
This publication has been prepared by Leigh Stafford, Penny Collicoat, Little Miss Stonnington Pty Ltd (trading as Edge FP) Authorised Representative(s) of Apogee Financial Planning Limited ABN 28 056 426 932, an Australian Financial Services Licensee (“Licensee”), Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia Bank Limited group of companies (“NAB Group”). Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Accordingly, reliance should not be placed on the information contained in this document as the basis for making any financial investment, insurance or other decision. Please seek personal advice prior to acting on this information. Information in this publication is accurate as at the date of writing (July 2015). In some cases the information has been provided to us by third parties. While it is believed the information is accurate and reliable, the accuracy of that information is not guaranteed in any way. Opinions constitute our judgement at the time of issue and are subject to change. Neither the Licensee nor any member of the NAB Group, nor their employees or directors give any warranty of accuracy, not accept any responsibility for errors or omissions in this document. Case studies in this publication are for illustration purposes only. The investment returns shown in any case studies in this publication are hypothetical examples only and do not reflect the historical or future returns of any specific financial products. Any general tax information provided in this publication is intended as a guide only and is based on our general understanding of taxation laws. It is not intended to be a substitute for specialised taxation advice or an assessment of your liabilities, obligations or claim entitlements that arise, or could arise, under taxation law, and we recommend you consult with a registered tax agent. If any financial products are referred to in this publication, you should consider the relevant Product Disclosure Statement or other disclosure material before making an investment decision in relation to that financial product. Past performance is not a reliable guide to future returns as future returns may differ from and be more or less volatile than past returns.