FAQs and Resources


How much do you charge?

Our initial meeting and Statement of Advice is completed obligation free. We want to be able to work with you and ensure that we put in place plans to help you and your lifestyle. We then charge an ongoing adviser service fee based on the assets in your investments/Super and we receive commission from some insurance companies. We set out our fees and anything you are required to pay very clearly in the Statement of Advice that is provided to you.


What can I expect when I come to see you?

At Edge Financial Planning we will sit down with you and discuss your major financial goals and objectives, both short and long term. We then put in place steps to achieve them and will give you a Statement of Advice with our recommendations in it. If you decide to go ahead with our advice we will then guide you on anything you need to do in order to execute the plan.


What happens if I go ahead with the advice?

We will organise a client pack which will require you to complete some forms to enable us to put in place the advice you have agreed to action. This can be anything from rolling your Super, putting in place some insurance, setting up an investment account etc. Once everything is finalised, we will send you a confirmation letter outlining what has been done.

 


Do I need a certain amount of money to use a financial planner?

At Edge Financial Planning, we believe that everyone has the right to sound financial advice and the earlier a plan is in place, the better the results.


How often do you review my portfolio/financial position?

We review your financial position every 12 months at a minimum. However, if your circumstances change or you are looking to purchase a property etc then we recommend you come and see us to ensure that you are establishing the most appropriate structure for you.


How long have you been in financial planning?

Leigh Stafford has been in financial planning for approximately 15 years. He has worked in both private practice and large corporations allowing him exposure to all types of clients, scenarios and products. Leigh is a member of the Financial Planning Association of Australia (FPA).

Tools, Resources and FAQs

Fund Profiles

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HORIZON 1
The MLC Horizon 1 Bond Portfolio aims to grow your wealth for a low to moderate level of expected volatility. The Portfolio is invested almost entirely in defensive assets with a priority of preserving your capital.
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HORIZON 4
The MLC Horizon 4 Balanced Portfolio aims to grow your wealth for a moderate level of expected volatility. The Portfolio is invested with a bias towards growth assets.
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HORIZON 6
The MLC Horizon 6 Share Portfolio aims to grow your wealth for a high level of expected volatility. The Portfolio is invested almost entirely in growth assets, mainly Australian and global shares.
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HORIZON 6
The MLC Horizon 6 Share Portfolio aims to grow your wealth for a high level of expected volatility. The Portfolio is invested almost entirely in growth assets, mainly Australian and global shares.
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Superannuation

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Masterkey Fundamentals Super and Pension PDS
This Product Disclosure Statement will help you decide if you want to invest in MLC MasterKey Super and Pension Fundamentals.
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MLC Wrap Super Product Guide
This Product Guide will help you decide if you want to invest in MLC Wrap Super
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Rollover Request Form – Masterkey
This form allows you to transfer money from another super fund into your Masterkey MasterKey Super Fundamentals Account.
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Insurance

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Beneficiary Nomination Form
You can use this form to nominate or update beneficiaries for your death cover.
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Medical Authority Form
This form is required before we can request any information about your health, medical history or other information from any medical practitioner, hospital, clinic or other person. We need this type of information to assess your application for insurance.
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Insurance – what are the different types
This brochure is designed to help you consider what protection may best suit your needs.
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Other

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MLC Masterkey Fundamentals Investment PDS
Provides a summary of important information about the product, which an investor should know prior to investing.
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The Financial Services Guide sets out who Edge FP is, how we work and help you clarify if you wish to work with us. 
FSG V1 4 March 2016 >

Edge Financial Planning